- The chart shows the increasing number of people living on our planet over the last 12,000 years. A mind-boggling change: The world population today that is 1,860-times the size of what it was 12 millennia ago when the world population was around 4 million – half of the current population of London.
- Below, we are sharing the links to USB drivers for most of the popular Android device manufacturers like Samsung, LG, Sony, Google, HTC, Motorola, Dell, etc.These USB drivers are safe to use as they are from their respective manufacturers.
- Download Download kijisoftware cha PD-Proxy kupitia link hii. Baada ya kudownload unatakiwa kudoble click hilo file ambalo litakua katika format ya WinRAR. Ukidoble click hilo file na litafunguka kama picha hapo chini inavyoonesha - highlight folder lililo ndani bila kulifungua na bofya Extract to kama mshale katika picha hiyo hapo chini.
Ukuaji wako usidhani ulilishwa hamila Nilipambana kila kona kuwatafutia ngawila Niliuza mali zangu ilimradi wewe usome Leo hii unanipandishia ki-bass nyambafu tena unikome Mwone mtoto wa sobo, mwenzio ni rubani Mtoto wa sugu juzi kapata udiwani Mtoto wa bwile ndio daktari marekani Hebu toa bangi zako aliyekwambia usisome nani Chorus: One Six.
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Dr. Muthinja is a University of the Witwatersrand trained finance expert and an accomplished financial innovations researcher. Moses holds a PhD in Finance from the University of the Witwatersrand, South Africa. He is a specialist in Public finance, financial innovations and financial inclusion. He holds a Master of Business Administration and Bachelor of Education both from the University of Nairobi. Moses is a Certified Public Accountant of Kenya, Certified Public Secretary of Kenya, Member of the Institute of Certified Public accountants of Kenya ICPA-K and a Practicing member of the Institute of Certified Public Secretaries of Kenya ICPS-K trading as Real Time Registrars (CPS-K). As a practicing Company Secretary, Moses is practically involved in corporate governance of client companies, provides consultancy on regulatory compliance of companies and registration as well as de-registration of businesses.
Dr. Muthinja is the Chairperson, Standing Committee on collaborations, Department of Public Policy and Administration, Kenyatta University. The committee is in charge of initiating collaborations with academia and industry. Dr. Muthinja has served as a lead consultant for a number of organizations such as SNV Netherlands Development Organization, Agency for peace and Development among others. Dr. Muthinja is the current Chairperson, Meru County Performance Management Committee. The committee oversees performance of all county departments, the office of the Governor and all Semi-Autonomous Government Agencies (SAGA) at Meru County. The Committee aims at improving efficiency in the production processes at the County. The 11 member committee is also reviewing performance of the county with regard to the rapid results initiatives currently being undertaken. Lastly, the committee provides quarterly reports to the County Governor on employee performance.
Dr. Muthinja’s PhD research entailed an empirical study of all commercial banks in Kenya over a 10 year period using advanced econometric approaches. The PhD research won the African Economic Research Consortium (AERC) research grant as well as a research grant from the School of Economic and Business Sciences, University of the Witwatersrand. He is a peer reviewer of Finance Manuscripts submitted to the Journal of African Business. Dr. Muthinja is also a Research Associate at the University of South Africa currently involved in the African Union research project (AUC_UNISA Agenda 2063 project) being undertaken by the University of South Africa. He has written extensively in print media and in high impact accredited peer reviewed journals. He has completed surveys on affordable housing finance in Kenya, Djibouti and Eritrea on behalf of the Center for Affordable Housing Finance in Africa based in South Africa for three consecutive years (2016-2019). He has firm grounding in both qualitative and quantitative research methodologies.
- Dr. Muthinja is currently heading the Financial Innovation and Financial Inclusion Policy Research Programme at the Department. He is the Principal investigator for innovation studies in general and financial innovation in particular in the programme.
- Muthinja, M. M., & Chipeta, C. (2018). What drives financial innovations in Kenya’s commercial banks? An empirical study on firm and macro-level drivers of branchless banking. Journal of African Business, 19(3), 385-408.
- Muthinja, M. M., & Chipeta, C. (2018). Financial innovation, firm performance and the speeds of adjustment: New evidence from Kenya’s banking sector. Journal of Economic and Financial Sciences, 11(1), 1-11.
Chipeta, C., & Muthinja, M. M. (2018). Financial innovations and bank performance in Kenya: Evidence from branchless banking models. South African Journal of Economic and Management Sciences, 21(1), 11.
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- Muthinja, M. M., & Chipeta, C. (2015). Mobile Payments and the Creative Destruction of Traditional Payment Systems: Evidence from Kenya's Network Externalities. Paper presented at the 5th International Conference on Financial Services, 29th September-1 October, 2015, Port Elizabeth, South Africa.
- Muthinja, M. M. (2013). The Role of Informal Financial Markets in the Economic Development of South Africa. Paper presented at the First Annual Financial Economics workshop,'Financial Economics and the Nexus of Growth, Stability & Efficiency'. Jointly hosted by University of Cape Town Graduate school of business and Economic Research Southern Africa (ERSA), Cape Town, South Africa.
- Muthinja M.M. and Adedeji A. (2017) Political Competition and Fiscal Performance in Sub-Saharan Africa. Research Proposal presented at the African Economic Research Consortium (AERC) Bi-annual workshop held in Arusha, Tanzania on December 3-7, 2017.
Articles Published in Business Daily
- Business Daily, 24/11/2015: Lack of access to key financial services comes in many forms http://www.businessdailyafrica.com/analysis/Lack-of-access-to-key-financial-services/539548-2968608-4pusesz/index.html
- Business Daily, 23/5/2017: Why informal financial markets are here to stay http://www.businessdailyafrica.com/analysis/Why-informal-financial-markets-are-here-to-stay/539548-3937182-xmcwq2z/index.html
- Business Daily, 27/6/2017: Mobile payments and the future of electronic cards http://www.businessdailyafrica.com/analysis/Mobile-payments-and-the-future-of-electronic-cards/539548-3988416-hvcw01/index.html
- Business Daily, 25/7/2017: Policy dilemma in the informal financial markets http://www.businessdailyafrica.com/analysis/Policy-dilemma--informal-financial-markets/539548-4031934-11puts1z/index.html
Membership in Professional Associations
- Member of the Institute of Certified Public Accountants of Kenya-ICPAK (Member number R/6608)
- Member of the Institute of Certified Secretaries-ICS (Member number-2399)
- Member of the Institute of Risk Management, South Africa (Member number 55333380)